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July Newsletter Blog Cover Image

July 2021 Smarter Senior Seminar Series Newsletter

Sign up for this month’s Smarter Senior Seminar offered with cooperation from the Orlando Public Library via Zoom.

July’s feature topis is:

INSURANCE

CAR-HOME-LIFE

Wednesday, July 21st 10:30 am – 11:30 am

July 2021

Wednesday, July 21st INSURANCE CAR-HOME-LIFE 10:30am-11:30am
Name(Required)
Email(Required)
All dates are virtual and start at 10:30 am and finish approximately 11:30 am EST
Please send us any comments or questions you have ahead of the seminar.

Woman in Smarter Senior Espanol

Seminarios, para
Mayores Adultos,
de Cómo Vivir
Más Inteligentemente

Wednesday, September 22nd, 2021

10:30 am – 11:30 am

Asequibilidad de vivienda y

beneficios para

personas mayores

Name(Required)
Consent(Required)
Palm Trees and flashing sun beach umbrella Orlando Public Library Senior Scams invite Florida

June 2021 Newsletter

Senior Scams – Attorney General Office

Wednesday, June 16th, 2021
10:30 am – 11:30 am
We Are Hosting Our
Monthly Seminar on Zoom

How to enter our meeting:

Zoom Meeting

Open Zoom and enter Meeting ID. Enter password, ‘senior’ when prompted.

Open your web browser and click link. Download the Zoom app when prompted and enter password ‘senior”

https://zoom.us/j/94121816450?pwd=TVlpUWJTTmExM1ZiVENvY2RnRFJKUT09

Meeting ID: 941 2181 6450

Passcode: senior

Please enter your information to get follow up information, ask a question before hand or request a call from one of our experts.

June 2021

Wednesday, June 16th SENIOR SCAMS Attorney General Office

Did you know…

  • That roughly one in five citizens in Florida are aged 65 and older? 
  • That Florida has designated legal services and programs for Seniors? 
  • That Senior Consumer Alerts in Florida are focused on protecting Seniors from scams and faulty products directed at Seniors? 

Consumer Alerts for Seniors

What exactly is a ‘consumer alert’?  We hear the term quite a bit in the news, online, in magazines and on tv warning us about a particular product, service or even company.  

It’s important to know exactly what the term means and what recourses become available to you have purchased a product or service that has a consumer alert.

Consumer Alerts are issued to inform the media and public of new methods used to commit fraud, trends in consumer complaints or other deceptive practices used to take advance of Floridians.

Florida Attorney General Ashley Moody issues Consumer Alerts to inform the media and the public of emerging scams, new methods used to commit fraud, trends in consumer complaints, or any other deceptive practices utilized to take advantage of Floridians. Consumer Alerts are designed to help prevent financial loss or other harm caused by scammers. They are also used to notify Floridians about available refunds, restitution and claims funds resulting from action taken by Attorney General Moody’s Consumer Protection Division.

Anyone encountering a scam should report the incident to the Florida Attorney General’s Office by calling 1(866) 9NO-SCAM or by filing a complaint online by clicking the link below:

REPORT A SCAM

Woman in Smarter Senior Espanol

Seminarios, para
Mayores Adultos,
de Cómo Vivir
Más Inteligentemente

Wednesday, September 22nd, 2021

10:30 am – 11:30 am

Asequibilidad de vivienda y

beneficios para

personas mayores

Name(Required)
Consent(Required)

See you in July for Insurance Car-Home-Life! (Be a our first sign-up in July and Michael will personally thank you in July’s seminar!)

    Please pick which dates you would like to attend.

May Newsletter

New to Smarter Senior Seminars?


Happy Mother’s Day to all the wonderful Mothers We Know

Monthly Seminar on Zoom

Wednesday, May 26th, 2021 10:30 – 11:30 am
Legal:  Directives – Wills –  Trusts

Sign up for our Zoom Seminar by filling out the form below.



Join Us in June

Our Topics Are:

Senior Scams

June 2021

Wednesday, June 16th SENIOR SCAMS Attorney General Office

Seminarios, para
Mayores Adultos,
de Cómo Vivir
Más Inteligentemente

Wednesday, June 9th, 2021
10:30am-11:30am

Guia para organizar la venta de inmuebles y pertenencias.


June 2021 Seminarios, para Mayores Adultos, de Cómo Vivir Más Inteligentemente

Wednesday, June 9th, 2021
10:30am-11:30am

Guia para organizar la venta de inmuebles y pertenencias.

30 Minute Free Consultation

Zoom- Phone or In-Person

Downsizing Consultation Form

blog cover smarter senior seminar series with white flowers on blue backboard

April 2021 Newsletter

An Introduction to Estate Sales:

Happy April Folks! 
This month our
Smarter Senior Seminar Series
Top Ten Tips

are all about

Estate Sales

WHAT IS AN ESTATE SALE? 

An estate sale is essentially a large sale of someone’s personal possessions — similar to a garage sale but on a much larger scale. Estate sales include a much higher volume of sale items and can feature high-ticket items, whereas garage or yard sales are usually just reserved for offloading a handful of second-hand bargain items. 

WHY DO PEOPLE HAVE ESTATE SALES? 

People often hold estate sales after the death of a loved one as a way to liquidate their personal assets. However, folks also turn to estate sales as a way to declutter before a move, make extra money, or help elderly parents relocate. Believe it or not, estate sales are on the rise, even during a pandemic, as more people are switching up their living situations, relocating to another city, downsizing, or, sadly, dealing with the loss of loved ones.

Top Ten Tips for a Successful Estate Sale

1. TAKE INVENTORY OF THE ITEMS YOU WANT TO SELL

First things first, you’ve got to decide what you want to keep, sell, or simply get rid of.  If you’re holding an estate sale after a death, you’re likely looking to liquidate as many of the assets as possible. 

2. PRICE ITEMS STRATEGICALLY

This is probably the trickiest part of holding an estate sale, especially if you’re selling items that belonged to someone else. While rare items and antiques have a somewhat consistent price, many items will vary in price depending on where the estate sale is being held. Something that fetches a high price in New England may be relative junk in Florida — and vice versa. 

3. GET PROFESSIONAL APPRAISALS FOR ITEMS OF VALUE

We strongly recommend getting a professional appraisal of everything you’re hoping to sell in your estate sale. Professional appraisers will make sure you don’t underprice — or overprice — your items. Plus, they’ll know what certain items are worth in your specific area and help determine if things like collector’s items and jewelry are the real deal. 

Smarter Senior Seminars and YourFloridaHaven has relationships with great people in the Senior Care industry.  Join our Zoom this month to learn more!

4. DECIDE IF ANYTHING IS WORTH A QUICK FIX

You’d be surprised what a smidge of TLC can do for an item’s appeal. A simple shine, lick of paint, quick wash, or easy mend can turn an item destined for the trash into something worth selling.

5. CONSIDER TEMPORARY STORAGE  

Estate sales seldom happen overnight. Choosing a temporary storage option can help relieve time pressure and free up space during the process. You can use a self-storage unit to safely store items while you’re planning your sale. Even better? Have a PODS storage containerdelivered to you, so can store your items at home or on site where the estate sale is taking place.

6. HOLD YOUR ESTATE SALE ON A WEEKEND DAY

For the heaviest amount of traffic and the most prospective buyers, host your estate sale on the weekend. Keep in mind that hosting your estate sale over a holiday weekend can be a toss up since many people travel out of town. Never hold an estate sale on Christmas or Thanksgiving, even if it falls on a weekend. 

7. ADVERTISE YOUR ESTATE SALE AND INCLUDE PICTURES OF YOUR BEST ITEMS

Advertising is key to getting buyers to your estate sale. There’s always a chance that a handful of people will walk or drive by, but the serious buyers scour for the best sales by looking online, on social media, on Craigslist, and in newspapers. Be sure to take pictures of your most appealing items, showcase a range of what types of things people will find at your sale, highlight rare items and bargain bins, and triple-check that the date, hours, and address are correct. 

8. SET UP YOUR SELLING AREA TO MAXIMIZE SALES

Presentation and flow can be big factors in the success of your estate sale. Be sure to lay everything out in an obvious manner, clearly mark prices, spread your items out to keep the flow going, and avoid any layouts that can cause traffic jams. Make it easy for you to keep an eye on valuable items like jewelry, antiques, or collector’s items. If you’re hosting the sale in your current home, be sure to clearly mark any items that are not for sale. If you rent a portable container, you can hide away items you want to keep — or even use it for additional display space, since it sits right at ground level.  It provides shade and protection from the elements, and if you don’t sell everything on the first day, it will be easy to hold another sale without having to lug everything back inside and then out again.

9. DECIDE IF YOU’RE GOING TO DONATE, DISCARD, AUCTION, OR KEEP ANY ITEMS THAT DON’T SELL

In a perfect world, all your items would sell, but that’s rarely the case. But fear not, there are some next steps you can take for unsold items. If you’re really looking to make money, you can arrange to put the items up for auction, or possibly receive a tax credit by donating them to charity. Otherwise, decide if it’s something you might want to keep or would rather just throw away. 

10. FAMILIARIZE YOURSELF WITH ESTATE SALE TAX LAWS 

One of the major ways that estate sales differ from garage sales is that you’re likely to make a lot more money. This also means that it’s imperative to know and understand the tax laws surrounding estate sales as you’ll likely owe taxes from the event. In states like Delaware, Alaska, New Hampshire, Oregon, and Montana, you’ll be exempt from tax of any kind from your estate sale, but this is not the case in other states. 

April 2021 Zoom Meeting

Wednesday, Apr. 21st 10:30 - 11:30 DOWNSIZING Estate Sale

Downsizing Consultation Form

YourFloridaHaven Smarter Senior Seminars Newsletter by Michael Flahaven at Orlando Public Library via Zoom

March Newsletter

Smarter Seniors Seminar Series at Orlando Public Library in Florida Taught by Michael Flahaven

Smarter Senior Seminar Series

Wednesday, March. 24th, 2021
10:30am-11:30am

SENIOR LIVING OPTIONS

  • Independent –
  • Assisted –
  • Memory

March 24th 2021 Senior Living Options

March 24th 2020 Senior Living Options 10:30 am start

This month our
Smarter Senior Seminar Series
Top Ten Tips

are all about

Senior Living Options.

Seniors speaking to each other at Smarter Senior Seminar Series Orlando Public Library Hosted by Michael Flahaven

 WHAT IS MEMORY CARE?

Memory care communities offer assistance with Alzheimer’s disease and related forms of dementia. It can be devastating to watch a loved one progress through dementia. Memory care communities are specifically designed to meet seniors with dementia where they are, create a purposeful and intentional lifestyle, and help families cope with a difficult diagnosis. Memory care communities partner with families, restoring family relationships, and helping to carry the caregiver burden.
In a memory care community residents are offered dementia-friendly meals, secured outdoor spaces to prevent wandering, innovative therapies, and a gently structured day that is reassuring and calming for seniors with dementia.

HOW DO I KNOW A LOVED ONE IS READY FOR MEMORY CARE?
Many families choose to care for a loved one in the early stages of dementia. However, as the disease progresses, professional memory care is typically needed.
Here are some signs that it’s time to transition to a memory care community.

* Are you worried about the physical safety of your loved one when you are not there?
* Are you worried about your own safety around your loved one as the disease progresses and confusion becomes more common?
* Are you experiencing exhaustion, fatigue, or caregiver burnout?
* Is your loved one neglecting financial obligations?
* Is your loved one neglecting their personal care?
* Are you concerned about your loved one wandering?
* Is your loved one’s living conditions subpar?
* Is your loved one feeling isolated or lonely?
* Have you noticed unexplained physical changes in your loved one?
* Do you want to restore your role as your loved one’s child?

Upcoming Events

Woman in Smarter Senior Espanol

Seminarios, para Mayores Adultos, de Cómo Vivir Más Inteligentemente

Wednesday, June 9th, 2021
10:30am-11:30am

Guia para organizar

la venta de

inmuebles y pertenencias

Seminarios, para Mayores Adultos, de Cómo Vivir Más Inteligentemente

Wednesday, June 9th, 2021 10:30am-11:30am Guia para organizar la venta de inmuebles y pertenencias
Downsizing Made Easy Home Sweet Home Sign Michael Flahaven

Downsizing Made Easy

Downsizing Consultations

FREE 30 Minutes

Zoom, Phone, or In-PersonWith Michael

Learn More >>

Downsizing Consultation Form

Coronavirus Makes Orlando library suspends home delivery

Orlando Library Suspends Home Delivery

Here at YourFloridaHaven and Smarter Senior Seminar Series works hard to keep you updated about all that’s new and critical to YOU!

Today we learned the following and wanted you to know right away, especially if you a bibliophile like we are!

LIBRARY SUSPENDS HOME DELIVERY
The library suspended home delivery service after Thursday afternoon, March 26. As a result, some requested materials were not processed for delivery. We apologize for the inconvenience.

While the library regrets having to make this difficult decision, we must do our part in following Orange County, Florida Government’s directive to halt all non-essential services and to protect the health and well-being of our staff.

If you have a question about the status of an item you placed on hold, the best indicator is that if it has been checked out to you, it is in route to be delivered. If the item has not been checked out to you, delivery for that item has been suspended.

At this time, you can continue placing new requests online and once the library resumes normal business, the new and suspended requests will be processed and delivered.

During this time, our call center is closed. If you need any assistance, please Any person requiring special accommodations to participate in any class or program due to a disability may arrange for accommodations by contacting the location at which the event is held at least seven days prior to the event.

Under Florida law, e-mail addresses are public records. If you do not want your e-mail address released in response to a public-records request, do not send electronic mail to this entity. Instead, contact this office by phone at 407-835-7323 or by writing to: 101 E. Central Blvd. Orlando, FL 32801.

Copyright © 2020 Orange County Library System, All rights reserved.

Our mailing address is:

Orange County Library System

101 E Central Blvd 

Orlando, Fl 32801

Sign up for newsletters from Orlando Public Library:  https://www.ocls.info/connect-library/e-newsletters

View our privacy policy (PDF) | Donate to the library 


References: https://www.ocls.info/information-regarding-covid-19

Beware of criminals pretending to be who world health organization michael flahaven smarter senior seminar downsizing for senirors orlando florida 2020

Coronavirus Scam Alert for Seniors

Hello Everyone! This Coronavirus Scam alert is coming straight from the World Health Organization.

The Scam

Beware of criminals pretending to be WHO

Criminals are disguising themselves as WHO to steal money or sensitive information.  If you are contacted by a person or organization that appears to be from WHO, verify their authenticity before responding.

The World Health Organization will:

  • never ask for your username or password to access safety information
  • never email attachments you didn’t ask for
  • never ask you to visit a link outside of www.who.int 
  • never charge money to apply for a job, register for a conference, or reserve a hotel
  • never conduct lotteries or offer prizes, grants, certificates or funding through email.

 

The only call for donations WHO has issued is the COVID-19 Solidarity Response Fund, which is linked to below.  Any other appeal for funding or donations that appears to be from WHO is a scam.  

 

Beware that criminals use email, websites, phone calls, text messages, and even fax messages for their scams.

You can verify if communication is legit by contacting WHO directly.

 

Phishing: malicious emails appearing to be from WHO

WHO is aware of suspicious email messages attempting to take advantage of the COVID-19 emergency. This fraudulent action is called phishing.
 
These “Phishing” emails appear to be from WHO, and will ask you to:
  • give sensitive information, such as usernames or passwords
  • click a malicious link
  • open a malicious attachment.
 
Using this method, criminals can install malware or steal sensitive information.

How to prevent phishing:

  1. Verify the sender by checking their email address.  

    Make sure the sender has an email address such as ‘person@who.int’ If there is anything other than ‘who.int’ after the ‘@’ symbol, this sender is not from WHO.  

    For example, WHO does not send email from addresses ending in ‘@who.com’ , ‘@who.org’ or ‘@who-safety.org’.


  2. Check the link before you click.  

    Make sure the link starts with ‘https://www.who.int’.  Better still, navigate to the WHO website directly, by typing ‘https://www.who.int’ into your browser.


  3. Be careful when providing personal information. 

    Always consider why someone wants your information and if it is appropriate. There is no reason someone would need your username & password to access public information.


  4. Do not rush or feel under pressure. 

    Cybercriminals use emergencies such as 2019-nCov to get people to make decisions quickly. Always take time to think about a request for your personal information, and whether the request is appropriate.


  5. If you gave sensitive information, don’t panic.  

    If you believe you have given data such as your username or passwords to cybercriminals, immediately change your credentials on each site where you have used them.


  6. If you see a scam, report it.  

    If you see a scam, tell us about it.  
 

What Do You Need?

During this hard time, we know we are dealing with something we have never dealt with before. We also know Seniors, and those with compromised immune systems are most at risk.

Please leave us a message to let us know… How can we help you?

Contact Me

St. Patricks Day How Did Corned Beef and Cabbage Become the Meal of the Day

Happy St. Patrick’s Day!

Why do Irish Americans love corned beef and cabbage so much? Here’s the story behind the traditional recipe.

Growing up Irish in America meant two things. Attending mass was done on both St. Patrick’s Day itself and the Sunday before the holiday. When St. Patrick’s Day was celebrated on a Monday, you still went to mass on Sunday.

The other was eating a traditional meal with family.

Visit Ireland on St. Patrick’s Day just 10 years ago and you’d see few places or families eating corned beef. Traditional meals for the holiday are usually a dish of bacon or ham with potatoes or Irish Stew with vegetables and homemade soda bread.

Corned Beef Meets St. Patrick’s Day

How did corned beef and cabbage become the meal associated with St. Patrick’s Day?

Answering that require a trip back in time to early 1900’s New York City.

During the time of the Irish immigration to the U.S., the first generation of Irish-Americans were in search of the comforting tastes of their homeland. Irish immigrants were too poor to afford the high price of pork and bacon products.

Instead, they turned to the cheapest cut of meat available: beef brisket. Given that New York City was a melting pot for immigrants from around the world, rather than boil the beef, the Irish adopted cooking methods from other cultures.

Brining was a technique of the Eastern Europeans, which is a way of salt-curing meat. And the corn? Well, “corned” has nothing to do with corn but instead refers to the corn-sized salt crystals used during the brining process.

Corned beef is sometimes referred to as “pickled beef,” as you are quite literally pickling brisket with this particular brining process. The corned beef was paired with cabbage, as it was one of the cheapest vegetables available to the Irish immigrants.

A recipe for ‘Corned Beef and Cabbage’ from IrishCentral.com

New York City corned beef and cabbage recipe

Ingredients:

One 3-pound corned beef brisket (uncooked), in brine
16 cups cold water
2 bay leaves
2 teaspoons black peppercorns
4 whole allspice berries
2 whole cloves
½ large head green cabbage (about 2 pounds), cut into 8 thick wedges
8 small new potatoes (about 1¼ pounds), halved
Freshly ground black pepper

Method:

Preheat the oven to 300°F.

Place the corned beef in a colander in the sink and rinse well under cold running water.

Place the corned beef in a large Dutch oven with a tight-fitting lid; add the water, bay leaves, peppercorns, allspice, and cloves. Bring to a boil, uncovered, and skim off any scum that rises to the surface. Cover and transfer pan to the oven, and braise until very tender, about 3 hours and 45 minutes.

Transfer the corned beef to a cutting board and cover tightly with foil to keep warm. Add the cabbage and potatoes to the cooking liquid and bring to a boil. Lower the heat and simmer until the vegetables are tender about 20 minutes.

Using a slotted spoon, transfer the cabbage to a large platter. Slice the corned beef across the grain of the meat into thin slices. Lay the slices over the cabbage and surround it with the potatoes. Ladle some of the hot cooking liquid over the corned beef and season with pepper. Serve immediately with mustard or horseradish sauce.

An Irish Blessing:

May your troubles be less and your blessings be more, and nothing but happiness come through your door

March 2020 Newsletter Smarter Senior Seminar Series Downsizing Made Easy Orlando Public Library

March Newsletter

Help End Senior Hunger in Orlando – Volunteer Opportunities

As more and more adults are reaching retirement (SENIORS) age—giving back to the Community especially to this Group is needed more than ever to HELP end senior hunger.

The SENIORS First of ORLANDO ( Meals on Wheels ) Program located at 5395 L.B. McLeod Road to help end senior hunger in Orlando offers great opportunities for the following to VOLUNTEER: Individuals, Church Groups, Fraternal Organizations, Small Businesses along with Corporate Companies.

1) Did you know that over 1000 meals both HOT & COLD are delivered to SENIORS Monday thru Friday every week of the year to help end senior hunger?

2) Did you also know that there are over another 1000 Seniors currently on the waiting list and more are added monthly?

I personally have been delivering HOT & COLD MEALS for Seniors First to help end senior hunger since mid January of this year. I have a set route that on every Friday morning I pick up 10-12 meals and deliver. It takes me all of an hour an half to deliver these much appreciated meals to the Senior Population. They are so thankful that I am taking out a part of my day to HELP provide them with a nourishing meal and to partake in some social interaction which most are deprived of on a daily basis. We become the eyes and ears to insure that they are being taken care of.

You can contact me at mike@yourfloridahaven.com and I will share how you can get involved. Not only do I volunteer for SENIORS FIRST I assist in getting more people involved. I hope you’ll join me to help end senior hunger.

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