Social Security

• Understanding when to begin taking Social Security

• Full retirement age and what it means for your benefits

• How working may impact your Social Security

• Income limits and possible penalties

• Additional benefits available as you age

• Benefit considerations after divorce or the death of a spouse

Medicare & Medicaid

• Traditional Medicare vs. Medicare Advantage plans

• Prescription drug plan options

• Medicare Part B and supplemental coverage

• Common Medicare billing and rejection issues

• Potential cost increases and what to prepare for

• When to begin planning for Medicaid

Getting Organized

• What happens if there is an emergency or sudden life change

• Creating a list of doctors, surgeries, and important medical history

• Organizing medications and healthcare information

• Reviewing income, expenses, and budgeting needs

• Keeping track of investments and bank accounts

• Planning for final arrangements

• Organizing passwords and key personal information

Legal Planning

• Medical and financial directives

• Wills and when they are needed

• Trusts and how they may be used

• Revocable vs. irrevocable trusts

• Estate planning basics

• Funeral planning and Five Wishes

• Protecting and preserving assets

Financial Ways to Survive

• Planning for the cost of aging

• Finding ways to afford aging in place

• Understanding expenses related to senior and active adult communities

• Preparing financially before a crisis happens

• Reviewing options that may help support long-term care and lifestyle needs

Senior Living Options

• Understanding the different living options available to seniors and active adults

• Comparing aging at home, downsizing, and community living

• Knowing what questions to ask before making a move

• Planning ahead so decisions are made with confidence instead of urgency

Real Estate & Insurance

• Understanding how real estate decisions connect to aging plans

• Reviewing housing needs as life changes

• Considering insurance needs related to aging, property, and future care

• Preparing for the practical and financial side of a move or transition

Staying Put / Aging at Home

• Exploring what it takes to remain safely at home

• Understanding the benefits and challenges of aging in place

• Preparing the home, finances, and support system for long-term independence

• Knowing when staying put is realistic and when more support may be needed

Scams & Senior Safety

• Learning about scams that commonly target seniors

• Recognizing warning signs before money or personal information is at risk

• Understanding how to protect yourself and loved ones

• Knowing what steps to take if something feels suspicious